Every home sale involves costs. Buyers and sellers customarily share these costs, as specified in the real estate sales contract.
Many of the closing costs associated with buying residential real estate are associated with getting the mortgage. Since Trevor McLean NMLS# 1619298 is highly experienced with mortgages & closings, we are closing cost experts.
Soon after you apply for a loan, we'll provide you with the "Loan Estimate" of your closing costs. This closing cost estimate is based on our past experience. Please note that while our LEs are very accurate, we cannot always predict your costs to the penny. We handle questions about these costs every day at Coastal Mortgage Solutions LLC NMLS# 2151067, so please feel free to ask if we can help answer your questions.
Below you'll find a generic list of costs for buying residential real estate. We will provide you with a specific list of your closing costs when we give you a Loan Estimate.
Standard Closing Costs Loan-Related Costs Obtaining Your Credit Report Interest Payment Escrow Account Various TaxesLoan Origination Fee Points — lower your interest rate (optional) Appraisal Costs Property Taxes Recording Fees & Transfer Taxes Insurance Homeowners Insurance Title Insurance Flood / Earthquake Insurance if applicablePrivate Mortgage Insurance (PMI)
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