About Closing Costs

Every home sale involves costs. Buyers and sellers customarily share these costs, as specified in the real estate sales contract.

Many of the closing costs associated with buying residential real estate are associated with getting the mortgage. Since Trevor McLean
NMLS# 1619298 is highly experienced with mortgages & closings, we are closing cost experts.

The Loan Estimate (LE)

Soon after you apply for a loan, we'll provide you with the "Loan Estimate" of your closing costs. This closing cost estimate is based on our past experience. Please note that while our LEs are very accurate, we cannot always predict your costs to the penny. We handle questions about these costs every day at Coastal Mortgage Solutions LLC
NMLS# 2151067, so please feel free to ask if we can help answer your questions.

Below you'll find a generic list of costs for buying residential real estate. We will provide you with a specific list of your closing costs when we give you a Loan Estimate.

Standard Closing Costs

Loan-Related Costs
  • Obtaining Your Credit Report
  • Interest Payment
  • Escrow Account
  • Various Taxes
  • Loan Origination Fee
  • Points — lower your interest rate (optional)
  • Appraisal Costs
Property Taxes
  • Recording Fees & Transfer Taxes
  • Insurance
Homeowners Insurance
  • Title Insurance
  • Flood / Earthquake Insurance if applicable
  • Private Mortgage Insurance (PMI)

Trevor McLean
NMLS# 1619298 can help you understand closing costs. Give us a call at 727-331-4458.

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NMLS# 1619298 may call/text you about your inquiry, which may involve use of automated means and prerecorded/artificial voices.. Message/data rates may apply.

Trevor G. McLean
NMLS# 1619298

Coastal Mortgage Solutions LLC
NMLS# 2151067

6640 34th Ave N
St Petersburg, FL 33710